And usually the bigger payout isn't going to be some huge thing, and if it is, you're playing too high.
I'm thinking it would have to be a situation for me like its the FT bubble of the Main Event, and its a couple hundred grand difference if you make the FT, for instance. (I don't think its this sizable, hypothetical situation.)
I guess it hammers the point home, though... the only way I'm folding AA preflop is if its a satellite with the seat hanging in the balance -- or a couple hundred grand (life-changing money) in the other example.
The bubble in a tournament, if you are using correct bankroll management, should mean nothing. You should be trying to win the tournament, not worrying about the bubble.
(EDIT: Of course the bubble means SOMETHING, I just mean that if we're using correct BRM, bubbling one tournament if you get AA cracked should not be a crisis situation!)
Other than the satellite seat or the possibility of life-changing money with a fold, folding the best hand pre-flop is just asinine.