2024‘s Best Real Money Online Baccarat Casinos

Baccarat is one of the best-loved casino games, with lots of excitement on each turn of every card. On this page, you’ll learn everything you need to know about playing baccarat online and the best places to play for real money. We’ll let you know:

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Online Casinos: US

How We Rate Baccarat Casino Sites

With an ‘Excellent’ 4.9/5 TrustPilot rating, we’ve been providing expert recommendations since 2004. Each casino we review is carefully evaluated according to eight essential factors:

  • Safety & Security
  • Payout Speed
  • Banking Options
  • Software Quality
  • Game Variety
  • Bonus Offers
  • Mobile Compatability
  • Customer Service

Read more about our eight-step review process

Online Baccarat Casino Blacklist

Some online casinos fail our testing standards to such a degree that we feel it necessary to publish them on our blacklist. An online casino can make it onto this list for a variety of reasons but typically means the casino has exhibited a history of bad behavior and receives lots of player complaints. Avoid any site we’ve listed on our casino blacklist.
Multiple barriers exist on site with the intention of obstructing your ability to retrieve your bonus; intentionally perplexing terms and conditions are deliberately confusing and customer support takes on an aggressive approach.
The use of a budget software provider by Lake Palace is evident in its performance. On top of this there are many problems related to payments: it does not support Neteller payments and refrains from processing withdrawals during Friday to Sunday. Additionally, there have been instances where the casino failed to compensate affiliates and advertisers when transitioning between regulators.
At Fenix Casino, it appears that bigger withdrawal requests undergo a prolonged processing period, and any accumulated bonuses are seized unless cashed out within 45 days.

How To Play Baccarat Online

The baccarat casino game is completely based on luck. You simply pick from three options: Player, Banker or Tie. Cards are then dealt, and the hand closest to nine wins.

The way scores are calculated is slightly complex. The values of cards are added together to make the score, If the score is over 9, only the second digit of the number is used. For example, getting 15 would give a score of 5. Aces are worth one point and 10-K are worth 0 points. All other cards use their face values.

Here’s a quick step-by-step on how to play baccarat online.

  1. Your Bet

    Decide how much money you’re going to bet and choose whether to bet on the Player, Banker or Tie.

  2. Cards Are Dealt

    Both the player and the banker then receive two cards face up. In some situations, additional cards are then added to hands.

  3. Winner

    The values are then added up and the winner is declared.

  4. Payouts

    Correctly betting on the Banker pays out 95% of the wager, betting on the Player pays out 100% and predicting the tie leads to a payout worth 8:1.

Different Types of Baccarat

As with most other casino table games, baccarat can come in a few different forms. These range from quickfire versions to games that boost your chances of winning. We’ve outlined five variations of baccarat you’ll find at online casinos:

  • Baccarat
    Simply bet on the player, the banker or the tie and see how the cards fall – the hand closest to nine wins.
  • Mini Baccarat
    As the name suggests, this is a mini version of the game. It is also the version commonly found in the US. Mini baccarat is played with just one croupier, instead of the usual three. All other rules are the same.
  • Punto Banco
    Up to 14 players can play this Cuban variation of baccarat. The player is called punto, while the banker is called banco. Despite the exotic name, it’s a simplified version of baccarat.
  • Chemin de Fer
    Instead of one person being the banker, the role moves between players every time the banker loses. The banker makes the first bet, and players then decide whether to challenge them or not.
  • No Commission Baccarat
    This is the best version of baccarat for those looking to make money, as there is no commission charged on winning banker bets.

Mobile Baccarat

Mobile baccarat is now just as popular as the desktop game. With superb graphics and intuitive gameplay, players have access to a wide range of real money casinos and games at their fingertips.


Android phones have crisp graphics and fast connection speeds, giving players a great on-the-go gaming experience. There are many Android mobile casino apps available, most of which feature both standard and live baccarat. If there’s no app for your preferred casino, just attach a quick link to the site on your device’s home screen.


Baccarat on iPhone offers superb graphics, easy interface and an exceptionally intuitive user experience. Most casino mobile apps are compatible with iPhones and only take a few seconds to download. Simply login using your existing details and enjoy mobile baccarat on the move!


How do I play baccarat online?

Choose which hand you’re going to bet on, and then watch as the cards are dealt. Depending on the totals, the dealer might then add another card to a hand. Once the dealing has finished, the hand with the score closest to nine wins. If the score is over nine, only the second digit of the number is used.

Can I play baccarat online for free?

Yes. All good online casinos will allow you to play standard versions of baccarat for free. This means you can practice the game without having to risk any of your own real money.

What are the best casinos for baccarat?

You’ll find our shortlist of the best online baccarat sites further up this page. Every recommended casino has been tested and reviewed by our experts to ensure a safe but fun gaming experience for all players. Just read through our reviews and pick the casino that meets your need.

Is online baccarat rigged?

When you play at a casino we’ve recommended, you can be sure that the games will be fair. We thoroughly test games and we only recommend sites that are properly licensed and regulated.

How can I win at baccarat?

There is no skill to baccarat, the only decision you’ll need to make is which bet to place. To boost your chances of winning, you should pick the Banker. You’ll give away 5% of your prize to the house, however over time you should see the best returns.

Is there a strategy to baccarat?

There’s no strategy that will guarantee wins, baccarat is completely based on luck.

What is the best bet?

The best bet is the Banker. While it pays out less than the Player bet, the rules make the Banker the favorite for every hand. Over time, you should win more by betting on the Banker. The Tie bet offers the biggest wins but has the highest house edge.

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