I often see many fish generate large stacks at the start of a tournament, only to crumble in the later stages when players are better & their luck runs out.
To be on final table takes alot of playing and knowing the stages of the tournament.
Later stages are dangerous for any kind of player. You have to know what you are facing. The bubble for me is the most hard.
i remember some weeks ago i reach FT at 888 CC freeroll, i finished about 7th. the funny thing is there was acouple of very bad players that keeped alive while i was busted. just an example: guy call from UTG having about 5bb,then someone push all-in, so the UTG guy fold. that was epic.
I also agree that everybody can win a tournament with a lot of luck, especially at low stakes and if you are sure about your win you will be a '' star'' anyway!