If I understood you, you meant that every new open card on the table (from flop to river) gives you 4%. So, 4%*5=20%.
But for me it's the same 4% for all card deck. Not another 4% for every new open card.
Sorry if I explained it not very good.
I guess I don't really know how to explain it any better. I did not say that each card is 4% and there are 5 cards so multiply 4%*5. I said that each board card has a different probability and to find the combined probability you have to multiply the individual probabilities. Continuing with the AA vs TT example:
The probability that the FIRST card on the board isn't a T is 46/48 = 0.9583 or 95.83%
The probability that the SECOND card on the board isn't a T is 45/47 = 0.9574 or 95.74%
To find out the probability that NEITHER of the first two cards are a T you have to multiply those together. So, 0.9583 * 0.9574 = 0.9174 or 91.74%
The probability that the THIRD card on the board isn't a T is 44/46 = 0.9565 or 95.65%
So to find the probability of NONE of the first three cards of being a T you have to multiply all three together. 0.9583 * 0.9574 * 0.9565 = 0.8776 or 87.76%
So on and so forth until you have figured out the chances for all five community cards...or however many cards you want to do the math for. If you wanted to calculate the odds of a T coming out if you were to deal 25 community cards, you should find that there is around a 78% chance. Not 100%.
If it still isn't clear, then maybe someone else can jump in. I've explained it the only way I know how. Good luck to you!