Completely situational
It depends completely on the situation at the time. Of course everyone slows down when ITM is near that’s normal. Once you are ITM, TIME IS MONEY!!! That extra time you spend CAN/WILL make you money. Every second can earn you money. That extra 10 seconds may jump you up 1,2, or multiple payouts. Some people hate on those who utilize their full time bank. That one jump in payout can be a substantial amount of money!! So why rush? Your goal is to win and make money so why not increase your amount of winnings by simply slowing your play down? It’s really simple AND profitable!! You may not be playing the current hand BUT you can still influence your overall outcome by SLOWING DOWN! Just my opinion.
Oh, and me personally, I use my time bank when I need to analyze the situation a little bit longer. And yes I do slow way down once we are close to ITM!!