Honestly, if you can deposit into your account sometime in the future and rebuild it from there, take this opportunity and play the sunday million.
You can choose to play when you want, right? Maybe watch some sunday million strategy videos online from those who have won, read up on some strat guides, etc.
And then take a shot at it. What's the worst that can happen? You bust out of it, but you won a ticket into it. It's not like you've risked your own money. And Whats the best that could happen? You finish ITM or you even win it! That's pretty cool. Not a lot people get an opportunity like this, so I say to take it.
And if you do win, ship me some monies for encouraging you do play it.
...However, if you cant deposit, then take the T$.