If you are talking about the secure ID card here is how it works. You have a PIN and you have numbers on a card when you enter into FTP you are required to put in your username and PIN+numbers combo these numbers change every 60 seconds making it impossible to crack.
As far as if it is worth it. Well the extra level of security means that your account most likely will never be hacked. If you have a lot of money on there it would most certainly be worth it.
So do you actually have a key as a device in your hand that generates different combinations continuously?
This is interesting. Do you know how much they charge for this, if they do. How do you see the code on the key ?
It costs 5,000 FTP's (you can get one that works w cell phone for 3,000FTP).
I think this kinda sucks.... 2,000FTP would be better imo. I can see not making it free (sending them out to 3zillion freestrollers).
^, Pretty sure that's why folks purchase itWaste of money, imo.
1) Use a password that is strong and different from any other site you log in to
2) Same goes for your email as if someone hacked that they could retrieve your password
3) Have remember password un-checked on FT for real live people
4) Run anti-virus software, the only danger for someone who follows 1,2 and 3 are keyloggers
There ya go. Common sense and anti-virus software and you will not be hacked.
It costs 5,000 FTP's (you can get one that works w cell phone for 3,000FTP).
I think this kinda sucks.... 2,000FTP would be better imo. I can see not making it free (sending them out to 3zillion freestrollers).. but 5,000 pts seems a bit steep to protect your account (when the site should be able to have your account secure enough for ya the day you sign up & deposit.. ie. you make a $200 deposit... your key is in the mail sorta thing).
^, Pretty sure that's why folks purchase it
If you have enough money to need this I'm sure 5k points is nothing to you.
Waste of money, imo.
1) Use a password that is strong and different from any other site you log in to
2) Same goes for your email as if someone hacked that they could retrieve your password
3) Have remember password un-checked on FT for real live people
4) Run anti-virus software, the only danger for someone who follows 1,2 and 3 are keyloggers
There ya go. Common sense and anti-virus software and you will not be hacked.
You missed:
5 - Use the free GUI PIN system.
6 - Use your e-mail address as your login, not your screen name
7 - If possible, use an e-mail address that you don't use for anything else
They'll set you up with a PIN (which is three cards from a standard 52 card deck) for free. You still enter your username and password as normal, then an additional screen comes up showing all 52 cards in the deck. You click on your three in order so it shouldn't be vulnerable to keystroke loggers and the cards are shown in a random order every time so they couldn't even track it by mouse position - someone would have to be streaming video of your screen to crack it.
That's better security than most internet banking systems, FWIW. If you use your e-mail address rather than your screen name and then, if possible, make sure that e-mail address isn't used for anything else then it's one more thing a hacker would have to crack - anyone who plays on the site can find your screen name out.
5000 points might be a bit much for a security key but if that seems like a big amount to you then you probably don't have that much money in your account at risk and the GUI PIN solution combined with the other measures above should be adequate - like I said, most internet banking platforms don't have security that good.