Maybe because far too many people proof that they s*ck at making an educated decision about gambling, lose all their money and then demand that the state pays them social welfare ???
Ok, it means government must deny, for example, alcohol, banks, buying home on developer.
1) alcohol
Russia 6th place the most drinking country.
over 3 millions with alcohol dependence. About 76% drinking constantly. It is only official statistics (not real)
2) bank bankrupt
in 2016 year -103 banks (from 834 = 12%) go bankrupt in 2017 - 47 bank (from 733 = 6%).
There are not only small bank, also big banks too.
3) in 2016 over 100 developers (there are small and big together) go bankrupt. it is 3% of all developer. Above 4,5 millions square meter not construct. In Russia average flat for example is 50 square meters. It means 90 thousands flats not constructed.