On-line, It goes straight to my Bankroll, I do not withdraw my winnings, as they are usually small amounts, but it keeps me going, From Live Tournaments however, I spend it on whatever I want, I do place a little aside for my next Tournament, but generally if the Wife needs a new Wardrobe or a new kitchen appliance the money is there for whatever, I did treat myself to a new Laptop a couple of years ago, but when you get to my age (67) I have every thing I need, a comfy armchair, new laptop, and I can play as much as I want, On-line.