I have never invested anything in On-line Poker only Time, and now I am retired that is the one thing I have plenty of, Live games are a different story but to be totally honest, I didn't start playing Live until I was confident I could play and win occasionally.
My first ever season playing in a League I qualified for the Regional Final, and I have lost count of the Number of Season's I did the same, Qualifying every 3 months gave me access to play in Casino's for free and I have even made the National Finals.
Poker is a fun and enjoyable pastime I always enjoy, I also have played cash games in
casinos and other Tournaments besides the League Tournaments. I don't think I am down since I have taken up the Game. and have had some good results in the past giving money to my Wife and taking a couple of Holidays Abroad, so I can say the game owes me nothing.
Playing for Fun is certainly the best way to play for me, as I don't expect too much from the game, I will never be rich from it, but I will never go broke playing it, The secret is playing within your means (Bankroll), playing sensibly, and just enjoy the game.
When the fun Stops, STOP!