if the player has been playing tight, i would think about folding. Most of the time I would normally call. If i bought in for a good amount, i would consider the bubble prize money to play a factor on my decision. 20bb is alot and hard to gain back if the table is playing good. If you are playing to try and make a deep run, folding might be a good option and also, youre saving yourself the trouble on flipping a hand you aren't even sure of. So then if that is the case, you should fold, find a better hand to play that you are comfortable and try stacking up from there. Ive folded QQ AA KK before because I already had got myself in a good position to cash a mtt, but there are times I felt like calling with hands like this, but if the payout is good, think twice to make sure if its worth the flip.
Also , folding helps with tilting if you do lose a hand with QQ against opponents who shove smaller pairs like 22 and catches their set. If you can handle the fold or call mentally, you can prevent yourself from playing even worse after you lose a flip. don't get into positions that leave your stack vulnerable where you have to shove to flip again, because then when the money bubble is near and your close to the bubble, your either going to get hands like AJ AQ A10 and its going to look good to flip all in to either double up, steal, or play against bigger stacks, and that usually smells like trouble. always better to stay slightly ahead then behind.