I found out that 10 big blinds are good to go and a shove will be idiotic in my opinion a wait is the better approach
...wait for what? For your stack to get smaller before you shove a hand? You're more likely to bleed chips by folding than you are to pick up a premium hand. By that time, it's too late.
1. if you in the money then you will better paid when other will fall
...If you're already in the money, then dont even worry about waiting for a premium hand. jam it in with anything decent.
2. on the bubble with 10 big blinds it better to wait and get paid
...not if your goal is to win the tournament. If your goal when you play is to just make the money by playing tight and folding when it's the bubble, then don't even play. You're just wasting your time. Your goal should be to win and in order to do that, you need to take risks when you have 10BBs to double or better.
3. you luck can changed in a sec and if you will shove you will never know....
...I agree, a lot of luck is needed to win tournaments, but you shouldn't rely on 'luck' to give you a good hand when you're bleeding chips through antes and blinds. The lower you get, the more 'luck' you'll need. If you shove 10BBs, you're about a 50% to double to 20BBs in most situations. If you drop down to 5BBs, you'll need to double up twice to get to 20BBs (because 10BBs is still short) and the odds of that drops to 25%. Better to get it in when you can than to wait for 'luck'.