It's a toss up. you win a third first three hands of a tourney. You wait for a high card low card. Hoping to hit the high card. Better cards are ok too.
It seems though once you get those chips, people squander them away. So risking it is stupid. Because it just costs you more. If after you get 10-20 grand in chips with a 1500 start. You lay low good enough and build it up slowly. Waiting to bully when buy-in's done and tournament is running, seems to make those chips a worth while deal.
It really depends on the person. Some people need those chips, for their ego. Others can wait and pounce at the end when the blinds are bigger. Ask God somehow. A god way is flip a coin or notice what gets you in the money more often. Trial and error on first. Dabble about 20 games a piece see witch was better.