Chip EV it's a call 100% of the time no questions asked.
It's nice to at least min cash, but all the money is up top in mtt's. So imo you play to win, and take every +EV spot you are offered, and if you min cash great, if you make the FT and 10-15x your buyin EVEN BETTER.
Because if you fold here, then the small blind(any position for that matter) can profitably shove any 2 cards into your big blind and auto profit, because they know you are nitting it up at the bubble and will only call with QQ's+ and AK
Being scared to call and folding because of the min cash bubble is not a good way to think about this spot. Sometimes you will lose the flip and be super short and possibly not min cash, but a higher % of the time you will almost double up and be sitting pretty for a deep run.
Now when you are on the FT or close to a huge money jump, ICM pressure does become a thing, and in certain instances, you could possibly fold in this scenario. But this will be exceedingly rare circumstance where there are a few extremely short stack's about to bust and you are on a huge pay jump bubble.
This all is my opinion. gl