I currently am a member of the vip program but do not play high enough stakes and volume to make it worth while. Is there anyway I can switch it to the 27% rakeback format?
Unless you are multi-tabling and playing at medium stakes, it's not really a benefit to collect rakeback. In fact, the rake alone at the microstakes cash games will basically cancel out any rakeback you earn. You have to really sit down and do the numbers to see if it is worth it long term and depending on your level of play it may or may not be.
Basically anyone who doesn't play higher stakes or a lot of volume should be on RB. You have to rake quite a bit before the rewards system is a better deal.
IF you are looking to play fulltime, and grind low to mid, and higher stakes, rewards program would be fine, but if just a rec player, and not much volume, Id prefer RB all day, to balance out the time, and losses IMO