How to Play Baccarat Online

The baccarat casino game is completely based on luck. You simply pick from three options: Player, Banker or Tie. Cards are then dealt, and the hand closest to nine wins.

The way scores are calculated is slightly complex. The values of cards are added together to make the score, If the score is over 9, only the second digit of the number is used. For example, getting 15 would give a score of 5. Aces are worth one point and 10-K are worth 0 points. All other cards use their face values.

Here’s a quick step-by-step on how to play baccarat online or learn how to play baccarat in our comprehensive guide.

1. Your bet

Decide how much money you’re going to bet and choose whether to bet on the Player, Banker or Tie.

2. Cards are dealt

Both the player and the banker then receive two cards face up. In some situations, additional cards are then added to hands.

3. Winner

The values are then added up and the winner is declared.

4. Payouts

Correctly betting on the Banker pays out 95% of the wager, betting on the Player pays out 100% and predicting the tie leads to a payout worth 8:1.

Different Types of Baccarat

As with most other casino table games, baccarat can come in a few different forms. These range from quickfire versions to games that boost your chances of winning. We’ve outlined five variations of baccarat you’ll find at online casinos:

1. Baccarat

   Simply bet on the player, the banker or the tie and see how the cards fall - the hand closest to nine wins.

2. Mini Baccarat

   As the name suggests, this is a mini version of the game. It is also the version commonly found in the US. Mini baccarat is played with just one croupier, instead of the usual three. All other rules are the same.

3. Punto Banco

   Up to 14 players can play this Cuban variation of baccarat. The player is called punto, while the banker is called banco. Despite the exotic name, it’s a simplified version of baccarat.

4. Chemin de Fer

   Instead of one person being the banker, the role moves between players every time the banker loses. The banker makes the first bet, and players then decide whether to challenge them or not.

5. No Commission Baccarat

   This is the best version of baccarat for those looking to make money, as there is no commission charged on winning banker bets.

See below for the best baccarat sites for for 2021.