Its exploitative alright...we exploited ourselves! This is a bad line on the turn with one card to come. This is my take on the situation.
Preflop is fine I dont mind the call whatsoever. Normally I would advocate for a 3bet in this spot but we are too short and the raise came from early position so generally bad idea to be 3betting this spot in particular.
The flop is very dry and uncoordinated - if we are going to check/raise this is the street for us to do it on where it shouldn't hit much of an early position raise opening range - we have no pair, A hi and some backdoor draws that may allow us to barrel other streets but the X/R move on the flop is intended to take the pot down now when it is one that favors our range more than the raiser.
As it is we call flop - which I do not like but nonetheless we get to see a turn which is a club. Villan bets again which should indicate some level of strength and we decide to jam....why? Are we jamming for value or jamming as a bluff? If we are jamming for value what worse hands are calling? (None!!) And if we are bluffing - what better hands can we get to fold? Would our villan fold A9 here? TT+? Probably not, right? So we just botch this hand and take ourselves straight to value town. Players do this all the time - it's a bad habit and one to be avoided at the lower levels. Maybe as you move up into higher buy ins thinking players will fold to these odd actions, but not the general micro player pool. You have to think before you take an action!
If we stuck around to peel one more - which I dont advise but it's better than raising - and then when we brick the river - I like a lead out for about 1.5x pot...in this specific case we are jamming but the concept is the same...think about it, T8 gets there, maybe you were slow playing a monster the whole time, JT makes top pair, etc....point is now all 9x hands feel like they are in rough shape, TT and pairs under that did not make a set don't feel too good either. When we call two streets, brick everything and then take this line on the river, I like it a whole lot more - it looks super strong and I think we get a ton of folds. Even when we do get called it's not for our entire stack (tho in this case it would be). If we get raised we can just snap fold and move on as well.
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