ACR started charging 10% on Visa so if you are planning on using that i would not that is too high. The charge is run as a purchase.
It is difficult to find cards that will actually work in my experience. My Visa worked but I stopped using that when the 10% charge started.
Although they accept MasterCard mine never worked on site.
Although they accept American Express mine never worked on site.
You can get CashApp and buy bitcoin and deposit that way as well as withdraw. here is a link to Michael Loncar video on twitter using it. It is pretty easy.
https://twitter.com/Michael_Loncar/status/1245892761514991621
He sends his from CashApp straight to ACR but I send my bitcoin to blockchain wallet first then to ACR because I don't want CashApp to ban me for sending to a gambling site which might happen.