If you don't have much money to start playing, you should play freeroll tournaments. There are many good tournaments on Cardschat that you can join. You can see conditions to join at the freerolls setion.
Welcome to the forum. Bankrol does not affect your status if I understand you correctly. To get the silver level, you need to write 25 quality posts. The size of the bankroll is your own business and is not related to the forum.