Originally Posted by JohnBoyWWFC
It's also important to think about whether or not you'll play your best. You'd have to play fearlessly to make the most of it, if you'll be nitting it up to go for the min cash, it's not worth it, just take the $215 until you feel you're ready to play this kind of buy-in.
Basically OP; if you're capable of playing it like you would play your avg tournament buy-in as in, for example shoving wide when appropriate and not nitting up to min cash, then go for it. If you think you will be playing sub optimal then I'd just take the T$ and play a few decent $10.00 with good prize pools if you want a "good" prize pool with a good chance at making a decent score
Chances of making a decent cash in the SM even if playing optimally is very, very slim.