I think you press call and go microwave a burrito while you wait. You can come back and see if you pulled through, otherwise enjoy the burrito.
I mean, as you mentioned, you are never too far behind here. So calling is alright just off that alone.
I think it becomes clearer when you consider the alternative.(as you mentioned in point #1) You would have to shove in the next two hands to have any fold equity in the slightest. And
if you shove the very next hand, the BB will be the deepstack, who would be getting odds
to call you with pretty much ATC, since losing 2 extra BB doesn't mean anything to him.
So, you could hope for something under-the-gun, but ofc, you're shoving into everybody. The BB would be hard pressed to call you, since he would be severely crippled if he did.
Instead of hoping that works out, better to call it now. You'd be pretty much dead once the BB hit you again. It may be something like a 60-40, and you could even be slightly ahead, considering the situation. I would certainly consider shoving almost ATC over two short stacks on the bubble.
I like your 3rd point too, I never put much thought into that.
Just my thoughts, so please take it with a grain of salt. There are much better players than I on this site, so hopefully they will chime in too.
Is folding really the typical answer though? Guess I need to learn a bit more about bubble play lol