re: Poker & need help with bankroll.
Your bankroll includes all the money you are willing to use to play poker, no matter where it's located. That includes money in your bank or pocket. Use the total when you figure out the level you're bankrolled to play at. If you just use the money you have on each site, then you can end up with rather ridiculous differences where you have to play far different levels on different sites even though you're the same player and the opponents are roughly the same across sites.