The way epassporte works is that it charges a fee on direct bank account transfers. It's like 5 bucks or so.
The bad thing is, is that it takes 7 business days to get the funds from your bank to your epassporte account. They take the money out of your bank on the third day, and just sit on it for whatever reason for 4 more business days until the funds are available for you use.
And their customer service is horrible =)
epassporte is fine for just using credit cards and such on, but if you're doing bank loads, just know you're in for a wait.