MyWebATM...it's getting better
I am learning MyWebATM as I go. Originally I signed up on Feb 5th and just got my card in the mail on Feb 26th. There do seem to be a lot of fees. There is a $10 fee for the card, a $2.?? fee for depositing money into MyWebATM from a bank, a $4 fee for depositing money from MyWebATM into checking, a possible monthly fee, a fee for ATM transactions, plus more. There also seems to be a cultural gap where I was misunderstanding about how to work things on the site and misunderstanding emails from the support staff. For example, to me one area read "Funding, Checking" or something like that...in my mind that meant that I could send money to my checking account but really it meant the money would be taken out of my checking account and put into MyWebATM account. That was a $200 surprise. Also, there is no phone number to call, it's all email and the email is always from Agent 10...no name.
That's the bad, now the GOOD...and there is a lot of good. Agent 10 always responds promptly...not always clearly but it's within a few hours. On Sunday night I deposited money from Full Tilt into MyWebATM...it was there Monday morning. I then told MyWebATM to deposit money into my checking account. It was there the next morning (Tues). That was worth $4 and as fast as
neteller. Another thing....there is a monthly fee of $3.95 IF you carry a balance. If you don't have any money in your MyWebATM account, you are not charged a fee. Also, there is a $25 fee for closing your account BUT if you don't carry a balance and just let your account expire, you are not charged anything. As I learn more, I'll post it here. 2 weeks ago I wouldn't have said this but today I am liking MyWebATM.