Babe, I have Neteller and like you was a little leary about using/giving any bank account info. But I've had it for a couple of years now, and I can tell you, I am very happy with it. It is a legit service, and very secure. Just to sign in you need 3 different things: Account #, Secure ID, and a password. They have great service, and they even call you when setting up to make sure it's you.
When I finally went ahead and registered my bank account with them, it enabled me to use their "InstaCash" feature, which makes depositing on poker sites
that have this feature so much quicker and easier! Because any of my cards I try to use seem to always decline a deposit to poker sites (security reasons, legal issues, I'm sure). So, I would whole-heartedly recommend Neteller without any reservations what-so-ever.