re: Poker & Losing streak after getting bonus?
I don't think you're right about SNG's having higher variance. MTT's have higher variance. But I don't think the problem with SNG's is their variance, indeed if FTP had better rake on SNG's I'd probably just play those. 20c is still pretty steep.
Now with an SNG everyone starts with the same number of chips, this levels the playing field considerably when compared to a ring game. In an SNG you need only play a good 9 player game, slowly easing into 6 players, then push it to 3 players to get your money and a bit of change, from there it's just your best short handed game to make a bit more and best HU game to win it all.
You don't even have to win SNG's every time to do well in them. Just place at various places in the top 3 at least what, 55% of the time? And you're making a profit.
Ring games on the other hand offer better odds
because you can leave at any time with your winnings. Double up, triple up, it's all up to you how much you sit with and how much you leave with. Can't do that with tournaments. Still, I feel like if ring games really had lower variance than SNG's it'd be a piece of cake to just sit and win 20x your buy-in and more without going bust.
Plus in ring games every cent you put in the pot's a real cent. You have to convince yourself it's just a chip or the money belongs to the game until you leave, but it's still real money
Seriously, if there's a site where you have loot and they don't charge more than a dime in rake for SNG's, I suggest you work on your SNG game and build with it as much if not more often than your ring game. Also and this is just my opinion, ring games take more out of you than SNG's. SNG's are more like sprints while MTT's and ring games are more like marathons and cross country runs.