re: Poker & entertainment expense
I would advise people who are new, or unsure about their 'poker goals' to
start with freerolls
and try to build a BR 'working' their way up thru' the levels.
This will teach you good brm, is risk free, you get to play lots of hands, and its great fun.
The 'idea' is to give yourself a good foundation to build upon.
As you become more confident and a better player, you can re-evaluate.
This is just my opinion and the way I go about it.
I think it's a sensible, safe way.