I have been running with the auto top-up option on for the past couple of sessions, and I've got to say it more than pays for itself. I'm never going back. Yes, it's a little bit scary at first to see your bankroll dripping away when you're losing your bets and the blinds, but all it takes is a big hand or two to put you over the max and back in the profit zone.
And to echo SP, the times when you hit a huge hand and decide you're shoving, having a full stack makes all the difference in the world. I can't help but chuckle now at the short and/or half stacks that shove and only win 0.30 with they turn up aces. As for the comments about it being too easy to just leak away with Arags, my answer is again, all it takes is a little discipline to just play your A game, regardless of the relative size of your stack.
Now, I agree it's a bit cumbersome to keep track of every penny you lose for the purposes of bankroll management, but all it takes is a little bit of discipline to just add it in manually into a spreadsheet so that you can keep track of your losses before the money starts rolling in. I'm personally really glad that I patiently waited until I was at a point where I could play these cash games without having to be "afraid" of losing a full stack. If you're playing within bankroll, the auto-top up option shouldn't be a problem, and if it is, then my opinion is you shouldn't be playing cash games; I forget who said it (probably Texas
Dolly), but it's true that you have to be willing to put your whole stack down at any time; other wise you're just not playing profitable poker.
Besides, it shouldn't be that hard to figure out when the table just isn't profitable for you and you should stand up. I think it helps to figure out a system for yourself of when you just need to stand up and go do something else; it's different for different people. I know some people choose to stand up if they've had a monster cracked, or if they lose 4 whole buy-ins. My own personal system for SnGs for example is if I lose 5 in a row, I take a break for a couple of days. I've realized that for me at least, after 5 straight losses, tilt starts creeping in in the form of the "I've got to win the money back" mentality. For cash games, I've decided that if I've had to fill up for two whole additional buy-ins (3 total), then I'll probably start to feel the same way, so I just have to cut my losses and walk. I may switch tables sooner however, if I feel the table just isn't profitable for me, or has too many short stackers "going south," or just simply has some real sharks that I can't seem to beat. Conversely, if I think I can really milk the table and have simply gotten a string of bad beats, I might stick around more. Essentially, if I'm tiltin', I'm quittin'
I really have realized though that for cash games you can't stress table selection enough. I've gotten pretty good at scouting out multiple tables before I sit down, and picking one that has mostly full/close to full stacks for full value, plenty of action, and a low number of short stackers (I can usually handle 1 or 2). And no, it's not THAT hard to find a decent table, even at the microstakes. At least it hasn't been for me. I've managed to find a couple where I've handily doubled my stack.
So top-up your stacks fellas, make sure your bankroll is where you're not afraid to put it all on the line, play smart, scout for juicy tables, and enjoy the profits!
Thanks again to everyone who responded, especially you big ringers with 1K+ posts who come over and share your wisdom with us. Best of luck to you out there!