ppl don't go broke because they braught to much money to the broke,they go broke for many reasons,bring to much cash isn't one of them,by not buying in for max you will lose some money or value,you don't want to be the guy who buys in for min buy-in the gets dealt the nuts to have 4-5 callers to river with 60.00 buy-in when you could get the same for max buy-in