Anything can happen, but I believe Bovada would find a way to pay no matter what. Playing online is more convenient than live and you can gain experience faster for lower stakes against better players. If you want good rakeback would recommend
intertops, if you want vast games to choose from I would recommend Bovada. Playing cash on carbon you pay high dollar rake and receive no rakeback. The best way to protect yourself is not keep an overly abundant amount online, but if your playing micros I wouldn't even bother worrying about this, you learn much more from online because of the games pace compared to live.
I do not like this guys above post, Bovada and Carbon have been paying out for years, yes their are scams just like in every walks of life, more than just poker. He wants regulation poker where we will receive even less promotions and will probably face higher rake, where even losing players will have to pay taxes. Regulation and ring fencing is already killing this game,
online poker is downsizing every year because of this.