@OP, I was in the same boat as you. I played only on
pokerstars prior to BF, though so I was fortunate and got all my money back. After BF I sat-out of online poker for about nine months or so. I finally came back around the beginning of the year, and after a little research I decided to go with Carbon.
They are one of the bigger/better Merge skins and I've not regretted my decision since. Having said that, I wouldn't keep a lot of money on any site right now if you are a US player. The risk is just too great that the government will step in and force them to either shut down, or stop accepting US players. If that happens will you actually ever get your money? Who knows? In theory "yes", but look what happened the first time; PS players got their money, FT players got screwed. So, who really knows.
Depends on the state you live in... Some states, such as Nevada, it is neither legal nor illegal... However under federal law it is illegal...
I'm not sure this is entirely accurate, at least under my interpretation of where things stand right now. Some state are actively discouraging online play, others are non-committal, but in any case I'm not aware of any federal law that makes it illegal under the current interpretation.
Up until now it has not been the actual act of playing poker or the player that has been targeted, it has been
poker sites and the banks that handle their deposits/payouts that have been the targets up 'til this point. Pretty much a case of "play as much as you want, good luck ever getting your money". That's why it takes so long to actually get a pay-out and why they always come from obscure places/companies/banks.