I live in NY and was denied a check request. I was told by a rep that checks to NY is not possible. So essentially I have several hundreds stuck there that I cannot get out. About $200 more on FT.
I had signed up for UMW at the end of APR, only to find that it's no longer good several days later. Wasted a fee depositing. (Carbon told me I needed to deposit first in order to withdraw via UMW)
Hopefully Carbon is working on an alternative way.