Bankroll management question

I have read a lot about not buying into a table for more than 5% of your bankroll. Regarding that, I have a couple of questions I was contemplating;

1. for people that are multi tabling, do they extend that rule to a total amount of buyin for a session? (if your playing 16 tables at a time, and you have bought in for 5% on each table, you now have 80% of your bank roll in play - or is it adjusted to avoid having your whole bankroll exposed)

2. Obviously this is dependent on your skill level and first you need to be confident that you can beat the lower levels and what they are comfortable at (no point in being a newbie and putting $1000 into a site and going straight to a 50NL table). but the other side of that coin - if you are a strong 25NL or 50NL player on fulltilt, and you open a new account at Pokerstars with $50. Is it still advisable to only play with 5% at a table, or would it be alright to buy in for 10NL to grow that faster (20% of your bankroll, but still significantly lower than you are used to playing at).

Skill level has little to do with BRM as far as buying into cash games. The idea of only sitting down with 5% is that even if you take half a dozen bad beats and go broke, your roll has hardly taken a hit. If you drop a level and buy in with 20% there is nothing to say you are DEFINATELY going to win, even if you feel you have a better grasp of the game than those lower level players.
So yes, if your starting a new account with a new site, its far better to deposit enough that you can continue at your current level than make a small deposit and try to speed through to a huge roll. Thats when you'll A) get bored with grinding the lower level and go broke, or B) get caught out trying to force plays, getting impatient, and go broke. Either way you'll suffer.
As for multi-tabling, it depends on your levels. If your 16 tabling as you mention, you could buy into each game for say 3% of your roll. I wouldn't suggest max-buy-in's with that volume of play. Saying that, a tight player will still show profit on say 75% of the tables. (Obviously most players will still be getting up after doubling a table's stack anyway, unless its a table FULL of fishies!)

1. For multi-tabling drop down to about 2%

2. A BR is the total money availiable to you to play poker with, not just the money you have on one particular site.

BRM is strictly a variance issue. Therefor, it doesnt matter how many tables you play at once in a BRM aspect and you can use whatever you usually do. Keep in mind if you arent a winning player you will lose it all anyway, and more tables the faster you will lose it.

I agree with Stu in number 2. If I have 5K at FT and put in 600 at pokerstars I am not dropping down to 25nl just so I can have over 20 buy ins. If you can replenish your BR or just move it around think of it as one

I agree with that in theory, but there are human factors to take acount of.. like simply having an off day, so I think its better to drop the % buyin when multi-tabling to reflect the fact that any human error factors will be simultainiously multiplied across all tables in that session.

Thats probably true, its also much easier to tilt since you will get more bad beats. I think 5% is really too much once you get out of the micros anyway. Strictly from a BRM perspective though it doesnt matter at all.

i'm tending to agree with the 2% more and more. i know each table is independant so 5% should in theory be good for each. but the human error factor is a good point(as well as disconnect possiblities). i've heard a stop loss rule of 15% at one session and think its a good idea. meaning if you lose 15% of you buyin in a session you stop then and there. so if you bought in for 5% at each table i would think it just too easy to lose 15% of your roll even without any error at all. 3 bad beats at once doesnt sound too far fetched IMO. but 7.5 bad bead at once does seem to be a strech.
---also i want to add even though your only playing 2% of your roll at once you still should be buyin in for the max buyin. unless you intentionally are trying a short stack statergy.

The truth is that the tables are not independant. Its simple regression, where a number of factors come into terms.
The luck factor is independent, but the "daily form" factor, and the "tilt" factor arent.

I use a 1,3,5% Spread based on the number of tables I am playing. If I am playing 1-3 tables I go 5% across all of my accounts, 4-6 tables 3% across all accounts and over 6 tables I do 1% across all of my accounts. I personally only play one site at a time but that is just my preference as I find that if I am starting bad on FT then Ill just try carbon or whatnot. Just my preference.

dont really want to 16 table.. but if you 2 or 3 table your not extending the rule... you dont want more than 5% of it in n e one single game... cause bad beats do happen and people catch impossible cards every now and then.. so if your playing 2 separate games... then two different bad beats would have to happen for you to lose both