OK I would love some good input on depositing and withdrawling with Fulltilt Poker

Ok I have always used a CC for depositing due to not have a current bank account. I lwould like to know does Netspend work with FTP? , because I was considering this as an alternative method. Now I am a US citizen and heard of a lot of people having problems with FTP checks bouncing. If it is a thing that i should open a checking or savings account, what are my best options that currently exist that can be done in a timely fashion? Also I would love some great input on how to move money from one site to another such as AP/UB/Pokerstars. Also if you have any information on what are the highest amounts you can withdrawl from these sites at one time. Thank you to all who reply to this.