Well my kids are grown, the youngest at 19 just moved out a couple weeks ago, so the wife and I are enjoying the free time. I'm a nightowl anyway, usually staying up until 1am or later during the week even on work nights, and then sleeping in on the weekends (not an ideal situation, but I just can't go to bed early). I'm playing a lot more MTT's now. I was playing strictly cash on Stars and was on a heater for about 5 months, up over 1000BB, then went on like a 3 month downswing, losing over half that. It really put me on tilt so I backed away to preserve my remaining bankroll and to settle down, read some books, analyze my stats and try to identify leaks. After several weeks of no significant play, I was poking around on FT where I've kept a minimal balance, and played some cheap SnG and token tourneys just to warm up and try some new things. I discovered that for me personally, Stars has the best cash games, but FT has the best SnG's and tourneys. I started playing the $26 Token Frenzy tourneys (they have $1 and $6.50 ones every night), winning a token about 50% of the time, and there's usually no more than 200 or so people playing them. I accumulated quite a few tokens for these higher stakes tourneys, and whiffed my first few couple of attempts at playing them... until Saturday before last, when I used a token to play a $26 MTT with 1354 people and came in 1st! It took 7 grueling hours and the wife was a bit PO'ed that I couldn't help her with some things around the house, but when I woke her up at 1:30am and told her I'd just won over $7,000, she wasn't mad anymore.
So I'm just keeping with that approach for now. 2-3 nights a week I play either or both of the $1 or $6.50 token tournies and try to bank the token. Then on weekends when I have the time, I'll find a $26 guaranteed MTT and use a token to take a shot at it -- this lets me try higher stakes than I'm really bankrolled to buy into directly. I still have 2-3 tokens left in my account, and the cool thing is at those stakes you typically don't get THOUSANDS of entrants. Sometimes during the week I see only a couple hundred in these $26 tourneys.
I feel like, with 15 guaranteed tokens at the $1 game, and 35 guaranteed at the $6.50 game (both usually pay out more than that if the turnout is nice, say 42 tokens for 200 entrants in the $6.50 game), $26 tokens are much easier to win on a regular basis than $26 in a cash payout structure at those same stakes. But one thing to keep in mind is that your bankroll balance will drop by the buy-in amount even if you're winning tokens. You can't cash a token back into dollars, like you can with tournament dollars, so you'll need to finish those $26 tourneys ITM at least sometimes to recoup your bankroll unless you want to deposit.