I used the Moneygram option for my last cashout at UB - 2 days later I had an email from them with everything I needed to walk into the corner store, fill in a little form, and pick up my $$$$.
I also like their buddy-list application, though I would like a way to sort out my friends list from the list fish that I like to chase
With that being said, I find that I can't always find a MTT that I like going off soon when I am in the mood to play. I don't have that problem at Full Tilt, and that's why you will usually find me there.
I also think that the UB rewards point program is worse now that they restructured it, but have seen people who disagree with that. The one on FT has been good to me, so again, they get most of my action.